Find The Best Loan For You
When it comes to loans, one size doesn’t fit all. We are here to help you find the loan that best suites your needs.
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Jumbo Loans
This is our specialty. A Jumbo Loan is a type of financing that exceeds the limits set by the Federal Housing Financing Agency (FHFA).
Designed to finance luxury properties and homes in a highly competitive real estate market.
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Equity Based Home Loan
A loan for seniors that allows you to get rid of your monthly mortgage. Still own your home and build equity for you and your loved ones. Access to a line of credit for future needs. Learn more.
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Non QM Loans
Are you self employed? Try a Bank Statement Loan or a Stated Income Loan. No tax returns required to qualify.
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HELOC
A home equity line of credit (HELOC) is secured by your home. It gives you a revolving credit line to use for large expenses or to consolidate higher-interest rate debt on other loans such as credit cards. A HELOC often has a lower interest rate than some other common types of loans and the interest may be tax deductible.
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FHA
An FHA loan is a government-backed mortgage insured by the Federal Housing Administration. FHA loans require lower minimum credit scores and down payments compared to many conventional loans. This is a popular option for first-time home buyers.
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VA
A VA loan is a mortgage offered through a U.S Department of Veterans Affairs program. This loan is available to active and veteran service personnel along with their surviving spouses.
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USDA
USDA Loans offer flexible options as either Fixed Rate or Adjustable Rate Mortgages. You may qualify with less than perfect credit. The USDA loan is designed to help “low and moderate income households the opportunity to own adequate, modest, decent, safe and sanitary dwellings as their primary residence in eligible rural areas.”
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Renovation
Home renovation loans are the smartest way for homeowners to finance their entire renovation project. Renovation loans use an estimate of the home’s post renovation value instead of its current home value to calculate how much a homeowner can borrow. This gives homeowners the credit for the increase in home value from the proposed renovation upfront.
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Commercial
Commercial loans are granted to a variety of business entities, usually to assist with short-term funding needs for operational costs or for the purchase of equipment to facilitate the operating process. In some instances, the loan may be extended to help the business meet more basic operational needs such as funding for payroll or to purchase supplies used in the production and manufacturing process.
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MetroDPA
MetroDPA is a special down payment assistance program for low and moderate-income individuals and families that seek to bring the dream of home ownership within reach.
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CHFA
Colorado Housing and Financing Authority (CHFA) offers incredibly flexible loan programs to any Coloradan — many with competitive fixed rate financing.
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CHAC
The Colorado Housing Assistance Corporation (CHAC) offers eligible first-time homebuyers a way of financing the down payment and/or closing costs on their mortgage.
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ITIN 90% LTV
Individual Tax Identification Number (ITIN) loans are for people who are not eligible for Social Security numbers. ITIN’s are issued to both resident and nonresident aliens for tax-reporting purposes.
We offer A 90% LTV mortgage. Meaning, the buyer provides a deposit of 10% of the property value and gets a mortgage loan for the remaining 90% of the value.
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Additional Services
- Manual Underwriting
- Credit Boosting Programs.